Gydmus Travel

IRDAI Licensed | Global Assistance

Explore the World, Worry-Free

From lost baggage to medical emergencies abroad, Gydmus Travel Insurance has you covered across 190+ countries. Get instant quotes, buy online in 2 minutes, and travel with peace of mind knowing help is just a call away.

Countries Covered

Lakh+ Travelers

Claims Settled %

Travel Insurance Calculator

Instant Quote

Destination

Trip Duration

Travel Start Date

Sum Insured

Select Travelers (Max 6)

1 Adult

2 Adults

Family

Recommended Add-ons

Adventure Sports +$15

Gadget Cover +$25

Trip Cancellation +$20

Passport Loss +$10

Your Travel Insurance Quote

Comprehensive coverage for your journey

Total Premium

Rs 1,450

14 Days | $100,000 Coverage

Rs 1,200

Base Premium

Rs 0

Add-ons

Rs 250

GST (18%)

Premium Breakdown

Rs 1,450

Total

Base

Add-ons

GST

Coverage Benefits

Medical

$100,000

Dental

$500

Baggage

$2,000

Passport

$500

Your Coverage Summary

Medical Emergencies

$100,000

Trip Delay

$500

Baggage Loss

$2,000

Medical Evacuation

Unlimited

Why Choose Gydmus for Travel Insurance?

Travel with Confidence: Whether it's a business trip, family vacation, or studying abroad, unexpected events can derail your plans. Gydmus Travel Insurance provides comprehensive protection against medical emergencies, trip cancellations, lost baggage, and more—ensuring you're never alone in a foreign land.

Global Network, Local Support: With 190+ countries covered and a 24/7 helpline, help is always within reach. Our multilingual assistance team can coordinate hospital admissions, arrange medical evacuations, and even help with lost passport replacement.

Instant Digital Policy: Buy your policy online in under 2 minutes and receive your e-visa compliant policy document instantly via email. No paperwork, no medical tests for travelers under 70. Just upload your passport copy and you're covered.

Schengen Visa Approved: Our policies meet all Schengen visa requirements—minimum coverage of EUR 30,000, validity across all Schengen countries, and immediate confirmation letter for your visa application.

Our Plans

Travel Insurance for Every Journey

From quick domestic trips to extended international stays, find the perfect coverage for your travel needs.

International Travel

Comprehensive coverage for trips abroad including USA, Canada, Europe, Asia, and worldwide. Covers medical emergencies, trip cancellation, baggage loss, and personal liability across the globe.

Medical Emergencies

Trip Cancellation

Baggage Loss/Delay

24/7 Global Assistance

Domestic Travel

Affordable protection for travel within India. Covers train/flight delays, baggage loss, personal accidents, and medical emergencies during your domestic journey.

Trip Delay/Cancellation

Personal Accident

Baggage Protection

Medical Emergencies

Student Travel

Specially designed for students studying abroad. Covers tuition fee loss, study interruption, compassionate visit, mental health support, and sports injuries along with standard travel benefits.

Sponsor Protection

Study Interruption

Mental Health Cover

Sports Injuries

Senior Citizen Travel

Tailored for travelers aged 60-80 with higher medical coverage, pre-existing disease cover options, and no co-payment. Ideal for parents visiting children abroad or leisure travel.

Pre-existing Disease Cover

Higher Medical Limit

Cashless Hospitalization

Dental Coverage

Understanding Travel Insurance Coverage

Medical Emergencies: The most crucial component. Covers hospitalization, doctor fees, medicines, and emergency medical evacuation. USA plans are priced higher due to expensive healthcare—ensure you have at least $250,000 coverage for USA/Canada travel.

Trip Cancellation & Interruption: Reimburses non-refundable expenses if you have to cancel or cut short your trip due to illness, family emergency, natural disasters, or airline strikes. Keep all receipts for claims.

Baggage Benefits: Covers loss, theft, or delay of checked-in baggage. Baggage delay benefit provides money for essentials if your baggage is delayed beyond 12 hours. Loss coverage reimburses contents up to the sum insured.

Personal Liability: If you accidentally injure someone or damage property during your trip, this covers legal liability. Essential for adventure activities and driving abroad.

Compare Plans

Plan Type Comparison

Choose the right plan based on your travel needs.

Feature	Domestic	International	Student
Medical Coverage	Rs 1-5 Lakh	$50K - $1M	$100K - $500K
Trip Cancellation	Rs 10,000	Up to $5,000	Up to $2,500
Baggage Loss	Rs 10,000	$2,000	$1,500
Passport Loss	Not Covered	$500	$500
Study Interruption	Not Covered	Not Covered	Up to $10,000
Sponsor Protection	Not Covered	Not Covered	Up to $25,000
Adventure Sports	Not Covered	Add-on Available	Included
Best For	Domestic Trips	Vacations/Business	Study Abroad

Key Benefits

What's Covered

Medical Emergencies

Hospitalization, doctor consultations, medicines, and diagnostic tests covered abroad.

Medical Evacuation

Air ambulance and medical evacuation to the nearest adequate facility or back to India.

Trip Cancellation

Reimbursement for non-refundable bookings if trip is cancelled due to covered reasons.

Baggage Protection

Cover for checked-in baggage loss, theft, or delay beyond 12 hours.

How to File a Claim

Step 1: Immediate Intimation: Contact our 24/7 helpline or use the app within 24 hours of any incident. For medical emergencies, inform before hospitalization if possible.
Step 2: Documentation: Collect all necessary documents—hospital reports, police FIR (for theft/loss), airline confirmation for delays, receipts for expenses.
Step 3: Submission: Submit claim form along with documents within 30 days of returning to India. For ongoing treatment, submit preliminary claim immediately.
Step 4: Settlement: Claims are processed within 7-15 working days. Direct settlement with hospitals available for cashless claims in network hospitals.

Why Buy Online

Benefits of Buying Travel Insurance Online

Instant Policy Issuance

Get your policy in 2 minutes. Perfect for last-minute travel plans. E-visa compliant documents for Schengen, USA, and other visa applications.

Easy Comparison

Compare plans from 15+ insurers. Filter by coverage, premium, and specific benefits to find your ideal plan.

Zero Paperwork

No medical tests for travelers under 70. Just upload passport copies and get covered. Policy available on email and app.

Customizable Coverage

Add adventure sports, gadget cover, or pre-existing disease cover based on your specific travel needs.

Real-time Tracking

Track your claim status in real-time through our app. Get notifications at every step of the claim process.

Extension Facility

Extend your policy online if your trip gets extended. No need to buy a new policy—just extend dates and pay the difference.

Testimonials

Stories from Travelers

"I fell sick during my Europe trip and had to be hospitalized. Gydmus coordinated everything—from hospital admission to direct billing. I didn't pay a single euro upfront. Incredible service!"

Anil Kumar

International Plan, Europe

"My baggage was lost by the airline on my honeymoon trip. Gydmus not only compensated for the loss but also arranged emergency funds for essentials within hours. They truly understand traveler's needs."

Rahul Sharma

International Plan, Maldives

"My parents' USA trip was covered by Gydmus Senior plan. When my father needed emergency medical care, the claim was settled smoothly. The pre-existing disease waiver was a lifesaver."

Pooja Kapoor

Senior Citizen Plan, USA

Our Partners

Backed by Leading Insurers

Bajaj Allianz

ICICI Lombard

HDFC ERGO

Tata AIG

Religare

IFFCO Tokio

Care Health

Digit

FAQ

Frequently Asked Questions

Mandatory Countries: Schengen countries in Europe require travel insurance with minimum EUR 30,000 coverage. UAE, Thailand, and Turkey also require it for visa processing.

Not Mandatory but Recommended: USA, UK, Canada, Australia, and most Asian countries don't require it by law. However, healthcare costs in these countries are extremely high—USA hospitalization can cost $5,000-10,000 per day.

Pro Tip: Even for countries where it's not mandatory, never travel uninsured. A medical emergency abroad can lead to financial ruin.

Standard Plans: Pre-existing diseases are generally not covered in regular travel insurance. Any claim arising from a pre-existing condition will be rejected.

PED Cover Add-on: Many insurers offer this as an add-on for an additional premium. This covers life-threatening emergencies related to pre-existing conditions like diabetes, hypertension, or heart disease.

Senior Citizen Plans: Some specialized senior plans include PED coverage after a waiting period or cover acute onset of pre-existing conditions up to a certain limit.

Important: Always declare pre-existing conditions at the time of purchase. Non-disclosure can lead to claim rejection.

Individual Plan: Each family member has a separate sum insured. If one person falls sick, their coverage is used without affecting others. Best for solo travelers or families with elderly members.

Family Floater: One sum insured shared by all family members. More economical for young families traveling together. If one member uses most of the coverage, less is available for others.

Example: A $100,000 family floater for 4 people means each person can claim up to $100,000, but the total for all members cannot exceed $100,000. Individual plans of $25,000 each would give each person their own $25,000 coverage.

Recommendation: Choose floater for young families (spouse + kids), individual for families with elderly parents.

Ideal Time: Buy immediately after booking your tickets. This ensures you're covered for trip cancellation from day one.

For Visa: Buy at least 2-3 weeks before visa interview. The policy should show coverage for the entire duration of your planned stay.

Last-Minute: You can buy travel insurance even a day before departure (or at the airport). However, you lose trip cancellation coverage for events that occurred before buying the policy.

Annual Multi-Trip: If you travel frequently for business, an annual policy covers all trips in a year—no need to buy for each trip. Maximum per-trip duration is usually 30-90 days.

Online Extension: Log into your Gydmus account or app, go to your active policy, and select "Extend Policy." Enter the new return date and pay the difference in premium.

Conditions:
- Extension must be done before the current policy expires
- The original policy should not have had any claims
- Total duration cannot exceed 180 days (for most policies)

Documentation: You may need to provide proof of extended stay—delayed return ticket, visa extension letter, or medical documents if the extension is due to illness.

New Policy Alternative: If your original policy has expired, you can buy a fresh policy. However, waiting periods apply, and pre-existing conditions from the trip won't be covered.

Ready for Your Next Adventure?

Get a quote in 30 seconds and travel with complete peace of mind. Because the only surprises on your trip should be pleasant ones.